NOTICE OF TRUSTEE'S SALE WHER...
NOTICE OF TRUSTEE'S SALE WHER...
NOTICE OF TRUSTEE'S SALE WHEREAS, a certain Deed of Trust dated June 18, 2012, executed by William Campbell and Phlorine Campbell to Douglas McElwee, Trustee, securing Reverse Mortgage, USA, Inc., in the amount of $214,500.00, of record in the Kanawha County Clerk's Office in Book 3884, at Page 29. This Deed of Trust was assigned from Reverse Mortgage USA, Inc. to Reverse Mortgage Solutions, Inc., by Assignment dated June 22, 2012, of record in the Clerk's Office in Book 238, at Page 637. Further assigned from Reverse Mortgage Solutions, Inc. to The Secretary of Housing and Urban Development by Assignment dated January 5, 2018, of record in the Clerk's Office in Book 260, at Page 290; and WHEREAS, a certain Second Deed of Trust dated June 18, 2012, executed by William Campbell and Phlorine Campbell to Senior Official with responsibility for Single Family Mortgage Insurance Programs in the Department of Housing and Urban Development Field Office with jurisdiction over the property or a designee of that Official, Trustee, securing The Secretary of Housing and Urban Development in the amount of $214,500.00, of record in the Kanawha County Clerk's Office in Book 3884, at Page 40; and WHEREAS, a default has been made in the covenants and conditions of the above Deeds of Trust in the payment due on November 20, 2025, was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of January 29, 2026 is $236,169.97; and; WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deeds of Trust to be immediate due and payable; and NOW THEREFOR, pursuant to powers vested in it by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq, by 24 CFR part 27, subpart B and by the Secretary's designation of Bailey & Slotnick as Foreclosure Commissioner by FORECLOSURE COMMISSIONER DESIGNATION dated November 7, 2017, recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book 47, at Page 962, notice is hereby given that the borrower has defaulted under the Deeds of Trust and the Foreclosure Commissioner will sell the following property described to the highest bidder at the front door of the Courthouse of Kanawha County, in Charleston, West Virginia, on: THURSDAY, MARCH 12, 2026, AT 10:00 O'CLOCK A.M. All that certain parcel, lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in the City of Dunbar, Dunbar District, Kanawha County, West Virginia, Virginia, and being a part of Tract F as shown on the map of the Weese Estate, Dunbar, West Virginia, made by J. H. Milam, C. E. under dated 5/10/46, and recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, said lot and parcel hereby conveyed being more particularly bounded and described as follows: Beginning at an iron pin on the northwesterly side of 22nd Street of said City of Dunbar, which said iron pin and beginning point is situate 341.6 feet from the intersection of 22nd Street and Virginia A venue and is also at a comer of a lot heretofore conveyed by the first parties to Charles J. Kelley and wife by Deed dated April 10, 1948; thence running with a northwesterly line of said 22nd Street N. 32 58 30 E. 100 feet to an iron pin in the northwesterly line of said 22nd Street; thence leaving said street and running N. 5712 W. 140 feet, more or less, to an iron pin in the westerly boundary of said Tract F, and also in the line of a road known as Harvey Farnett Road; thence S. 32 58 W. with the line of said road and the northwesterly line of said Tract F. 100 feet to an iron pin, which iron pin is 341.6 feet from the southwest corner of said Tract F; thence S. 57 12 E. 140 feet, more or less, to the place of beginning. Being the same property conveyed unto William Campbell and Phlorine Campbell from Irene E. Lee, Beverly A. Martin, Joyce C. Vancamp and Linda T. Witt, devises of the Last Will and Testament of Wayne Morris Wilkerson, by deed dated November 30, 20023, of record in the Clerk's Office in Deed Book 2591, at Page 748. William Campbell died in Kanawha County, West Virginia on April 26, 2016, and in accordance with the survivorship provision contained in that Deed, title vested solely in Phlorine Campell. Phlorine Campell (Sarah Phlorine Campbell) died intestate in Kanawha County, West Virginia on May 13, 2025, and pursuant to the administration of the estate her interest in and to the subject property descended to Michael Dale Canterbury and Jacqueline Hill. TERMS OF SALE: 1) The property will be conveyed in an "AS IS" physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk's office or affecting the subject property. 2) There will be no proration of taxes, rents or other incomes or liabilities, except that the Purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. 3) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-2. 4) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 5) The Foreclosure Commissioner reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Foreclosure Commissioner. 6) The Foreclosure Commissioner shall be under no duty to cause any existing tenant or person occupying the property to vacate the property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 7) The total purchase price is payable to the Foreclosure Commissioner by cashier's check, cash or money order within thirty (30) days of the date of sale with a minimum deposit of $23,000.00 payable to the Foreclosure Commissioner by cashier's check, cash or money order at the time and place of the sale. There will be no refund granted of any amount if the third-party purchaser elects not to purchase the property for any reason. 8) The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a cashier's check or money order made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. 9) If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the deposit or, at the election of the foreclosure commissioner and after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. 10) There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the borrower to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the Deeds of Trust are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the Deeds of Trust are to be reinstated prior to the scheduled sale is $236,169.97 as of January 29, 2026, plus all other amounts that would be due under the Deeds of Trust if payments under the Deeds of Trust had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner's attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Given under my hand this 12th day of January, 2026. BAILEY & SLOTNICK, PLLC, FORECLOSURE COMMISSIONER By: Marc J. Slotnick, Member 500 Virginia Street East, Suite 600 Charleston, West Virginia 25301 Phone: 304-346-1800 WV State Bar No. 5956 LC-421151 02-18,25/03-04;2026
NOTICE OF TRUSTEE'S SALE WHEREAS, a certain Deed of Trust dated June 18, 2012, executed by William Campbell and Phlorine Campbell to Douglas McElwee, Trustee, securing Reverse Mortgage, USA, Inc., in the amount of $214,500.00, of record in the Kanawha County Clerk's Office in Book 3884, at Page 29. This Deed of Trust was assigned from Reverse Mortgage USA, Inc. to Reverse Mortgage Solutions, Inc., by Assignment dated June 22, 2012, of record in the Clerk's Office in Book 238, at Page 637. Further assigned from Reverse Mortgage Solutions, Inc. to The Secretary of Housing and Urban Development by Assignment dated January 5, 2018, of record in the Clerk's Office in Book 260, at Page 290; and WHEREAS, a certain Second Deed of Trust dated June 18, 2012, executed by William Campbell and Phlorine Campbell to Senior Official with responsibility for Single Family Mortgage Insurance Programs in the Department of Housing and Urban Development Field Office with jurisdiction over the property or a designee of that Official, Trustee, securing The Secretary of Housing and Urban Development in the amount of $214,500.00, of record in the Kanawha County Clerk's Office in Book 3884, at Page 40; and WHEREAS, a default has been made in the covenants and conditions of the above Deeds of Trust in the payment due on November 20, 2025, was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of January 29, 2026 is $236,169.97; and; WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deeds of Trust to be immediate due and payable; and NOW THEREFOR, pursuant to powers vested in it by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq, by 24 CFR part 27, subpart B and by the Secretary's designation of Bailey & Slotnick as Foreclosure Commissioner by FORECLOSURE COMMISSIONER DESIGNATION dated November 7, 2017, recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book 47, at Page 962, notice is hereby given that the borrower has defaulted under the Deeds of Trust and the Foreclosure Commissioner will sell the following property described to the highest bidder at the front door of the Courthouse of Kanawha County, in Charleston, West Virginia, on: THURSDAY, MARCH 12, 2026, AT 10:00 O'CLOCK A.M. All that certain parcel, lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in the City of Dunbar, Dunbar District, Kanawha County, West Virginia, Virginia, and being a part of Tract F as shown on the map of the Weese Estate, Dunbar, West Virginia, made by J. H. Milam, C. E. under dated 5/10/46, and recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, said lot and parcel hereby conveyed being more particularly bounded and described as follows: Beginning at an iron pin on the northwesterly side of 22nd Street of said City of Dunbar, which said iron pin and beginning point is situate 341.6 feet from the intersection of 22nd Street and Virginia A venue and is also at a comer of a lot heretofore conveyed by the first parties to Charles J. Kelley and wife by Deed dated April 10, 1948; thence running with a northwesterly line of said 22nd Street N. 32 58 30 E. 100 feet to an iron pin in the northwesterly line of said 22nd Street; thence leaving said street and running N. 5712 W. 140 feet, more or less, to an iron pin in the westerly boundary of said Tract F, and also in the line of a road known as Harvey Farnett Road; thence S. 32 58 W. with the line of said road and the northwesterly line of said Tract F. 100 feet to an iron pin, which iron pin is 341.6 feet from the southwest corner of said Tract F; thence S. 57 12 E. 140 feet, more or less, to the place of beginning. Being the same property conveyed unto William Campbell and Phlorine Campbell from Irene E. Lee, Beverly A. Martin, Joyce C. Vancamp and Linda T. Witt, devises of the Last Will and Testament of Wayne Morris Wilkerson, by deed dated November 30, 20023, of record in the Clerk's Office in Deed Book 2591, at Page 748. William Campbell died in Kanawha County, West Virginia on April 26, 2016, and in accordance with the survivorship provision contained in that Deed, title vested solely in Phlorine Campell. Phlorine Campell (Sarah Phlorine Campbell) died intestate in Kanawha County, West Virginia on May 13, 2025, and pursuant to the administration of the estate her interest in and to the subject property descended to Michael Dale Canterbury and Jacqueline Hill. TERMS OF SALE: 1) The property will be conveyed in an "AS IS" physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk's office or affecting the subject property. 2) There will be no proration of taxes, rents or other incomes or liabilities, except that the Purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. 3) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-2. 4) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 5) The Foreclosure Commissioner reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Foreclosure Commissioner. 6) The Foreclosure Commissioner shall be under no duty to cause any existing tenant or person occupying the property to vacate the property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 7) The total purchase price is payable to the Foreclosure Commissioner by cashier's check, cash or money order within thirty (30) days of the date of sale with a minimum deposit of $23,000.00 payable to the Foreclosure Commissioner by cashier's check, cash or money order at the time and place of the sale. There will be no refund granted of any amount if the third-party purchaser elects not to purchase the property for any reason. 8) The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a cashier's check or money order made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. 9) If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the deposit or, at the election of the foreclosure commissioner and after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. 10) There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the borrower to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the Deeds of Trust are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the Deeds of Trust are to be reinstated prior to the scheduled sale is $236,169.97 as of January 29, 2026, plus all other amounts that would be due under the Deeds of Trust if payments under the Deeds of Trust had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner's attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Given under my hand this 12th day of January, 2026. BAILEY & SLOTNICK, PLLC, FORECLOSURE COMMISSIONER By: Marc J. Slotnick, Member 500 Virginia Street East, Suite 600 Charleston, West Virginia 25301 Phone: 304-346-1800 WV State Bar No. 5956 LC-421151 02-18,25/03-04;2026
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